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Posted on June 13, 2018 - 03:48 PM
by Buena Vista Realty
How Much is your home worth in Clovis, New Mexico? If you are planning on selling your home, that is a question you need answered. As your Local Clovis Real Estate Expert, I can help you to learn the answer to that question. I will personally do the re...
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Posted on May 30, 2018 - 03:48 PM
by Buena Vista Realty
Have you ever considered moving to beautiful Clovis, New Mexico? Clovis is a desirable community & great location. Clovis, New Mexico boasts a variety of local landmarks, excellent schools, parks and much much more. Take a look at some of the most popu...
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Posted on May 9, 2018 - 03:48 PM
by Buena Vista Realty
There are so many different kinds of homes out there for families to choose from. Do I want to live in Clovis? Or maybe you want to find a home in Clovis. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard? ...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau's computer evaluates a complete credit profile and assigns a score, which is used to estimat...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
What kind of lender is best? If you ask a loan officer, "What kind of lender is best?" the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a ...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property...
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Posted on April 18, 2018 - 03:48 PM
by Eldon Merrick
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti...
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